✅ What is a Net 30 Account?
A Net 30 account allows you to purchase goods or services and pay the balance within 30 days. The benefit? Many of these vendors report your on-time payments to business credit bureaus — helping you build your business credit profile without using a personal guarantee.
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🏗️ Why Grainger?
Grainger is a well-established vendor that offers Net 30 terms to approved businesses and reports to Dun & Bradstreet (D&B) and Experian Business — two major business credit bureaus. That’s exactly what you want when you’re starting to build your company’s credibility.
🧾 Requirements to Apply:
- An EIN (Employer Identification Number)
- A DUNS number (from Dun & Bradstreet)
- A business bank account
- A business address (can be virtual)
- A business phone number listed in online directories
Pro Tip: Pay off the invoice after you receive the product.


💡 What Can You Buy from Grainger?
Think: gloves, safety gear, tools, cleaning supplies, office equipment — even batteries and light bulbs. Buy what you already need — don’t overspend just to build credit.
📈 How It Impacts Your Business Credit:
Once your Net 30 account is open and you’ve paid your invoice on time, Grainger reports the payment history to D&B and Experian Business — boosting your PAYDEX score and your business’s overall creditworthiness. 📈 How It Impacts Your Business Credit:
Once your Net 30 account is open and you’ve paid your invoice on time, Grainger reports the payment history to D&B and Experian Business — boosting your PAYDEX score and your business’s overall creditworthiness.
Wrapping Up with Key Insights
Opening a Net 30 account with Grainger is a powerful first step in your business credit journey. It shows vendors, lenders, and credit bureaus that your business is legit, reliable, and ready to scale.
If you’re ready to:
- Establish strong business credit
- Access real vendor relationships
- And unlock long-term funding…
…then Grainger belongs on your short list.
🛠 Want step-by-step help?
At The SFields Group, we guide you through setting up your Net 30 accounts, understanding your DUNS profile, and laying the foundation for real financial freedom — one smart move at a time. Ready to take the next step? Explore our resources or connect with us today and start building your business the right way.
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